Concerns are being raised far and wide about the validity of patching the BROKEN insurance model using a $2.90 a year/person Band Aid. The high risk pool approach - (which was also the model for the election-winning and discussion-diverting "public option")
Many advocates for people with serious illnesses are concerned about the six month "waiting period", and indeed, studies have shown that for people with serious illness, that first six months is by far the most expensive. However, it will save the government a LOT of money asking people to spend their own money themselves while remaining uninsured during that six month waiting, (although some use the term "dying") period.