Over 200,000 Americans who are currently paying as much as double normal indivividual rates, as much as $2000 or more a month, in some states, will not be allowed to switch from the state high risk pools to the new Federal pool because of the additional subsidy cost, USA Today says.
High Risk pools typically must be subsidized at greater than 50%, plus any premium subsidy. Typically, the 50% portion of the subsidy hidden, and it is for everybody, in order to bring the stated premium down to 125 to 200% of individual rates, then, those who can't afford those premiums - which are based on individual rates, may get additional subsidies in some places.